Can fintech close the gender gap in access to financial services? Using novel survey data
for 28 countries, this paper finds a large and ubiquitous ‘fintech gender gap’: while 29% of …

Helically chiral polymers from achiral monomers containing N and P atoms have been shown
to be ligands for transition metals such as Pd and Rh. The Rh complex of the phosphane-…

In a recent survey, US households say they are more likely to trust traditional financial
institutions than government agencies or fintechs to safeguard their personal data. They have far …

Permissionless blockchains work by providing monetary incentives to decentralised
validators. Yet the mechanism for maintaining these incentives necessarily entails congestion …

We construct employment risk indices for European regions that reflect the share of jobs
under threat from Covid-19. The risk index is based on local employment in sectors that are …

Lending platforms are a key part of the decentralised finance (DeFi) ecosystem, but their
institutional features mostly facilitate speculation in cryptoassets rather than real economy …

This paper reviews the use of big data and machine learning in central banking, leveraging
on a recent survey conducted among the members of the Irving Fischer Committee (IFC). …

Policymakers around the world are adopting regulatory sandboxes as a tool for spurring
innovation in the financial sector while keeping alert to emerging risks. Using unique data for …

This article shows that postcrisis stress tests have negative effects on entrepreneurship and
innovation at young firms. Exploiting unique data on business-related home equity loans in …

Prices for cryptocurrencies have undergone multiple boom-bust cycles, together with ongoing
entry by retail investors. To investigate the drivers of crypto adoption, we assemble a novel …